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Legal and reputational risks transcend those related to digitalisation and ICT-related risks as nicely as ML/TF dangers, and include reputational injury for the banks involved. Risks associated to the implementation of restrictive measures in reference to the Russian war of aggression in opposition to Ukraine proceed to be a precedence for banks. Based Mostly on the RAQ outcomes, banks seem to attribute lowering significance to ML/TF risk, with 13% settlement that it is a primary driver of operational danger (18% settlement in autumn 2023). The EBA in January revealed a primary algorithm beneath DORA aimed toward enhancing digital operational resilience by strengthening monetary institutions’ ICT and third-party danger administration and incident reporting frameworks.

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